The Insider’s Guide to DVC Ownership: What You Need to Know

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Disney Vacation Club (DVC) is a popular and unique way to experience Disney resorts and other vacation destinations. If you’re considering becoming a DVC owner, there are several important factors to consider before you make the leap. This guide will provide you with a comprehensive overview of what you need to know about DVC ownership, from the benefits and costs to the ins and outs of the DVC resale market. So, let’s dive into this insider’s guide and explore the world of DVC ownership.


Benefits of DVC Ownership


DVC ownership offers a wide range of benefits that make it an attractive option for Disney enthusiasts and frequent travelers. Here are some of the key advantages:


1. Guaranteed Stays at Disney Resorts


One of the primary benefits of DVC ownership is the assurance of having accommodations at Disney resorts. DVC members have access to a points-based reservation system that allows them to secure their stays well in advance, ensuring that they don’t miss out on their favorite Disney destinations during peak times.


2. Flexibility and Freedom


DVC points provide flexibility, allowing you to customize your vacation plans. You can choose the length of your stay, the type of accommodation, and even which time of year you want to travel. This flexibility makes it easier to plan vacations that suit your needs and preferences.


3. Cost Savings in the Long Run


While the upfront cost of DVC ownership may seem significant, it can lead to cost savings over time. By prepaying for your vacations, you lock in today’s prices, avoiding the rising costs of future stays. Plus, DVC resorts offer spacious villas with kitchen facilities, reducing the need to dine out for every meal.


The Process of Buying DVC


If you’re ready to buy DVC, here are the steps to get started:


1. Research and Information Gathering


Before making a commitment, it’s essential to do thorough research. Understand the various DVC resorts, the number of points you’ll need for your desired vacations, and the associated maintenance fees. This information will help you make an informed decision.


2. Decide on Direct Purchase or Resale


You can buy DVC directly from Disney or opt for a resale contract. Direct purchases usually come with additional perks and benefits, but resale contracts can be more budget-friendly. Weigh the pros and cons before deciding which option is right for you.


3. Financing and Closing


If you choose to buy a resale contract, you’ll need to secure financing (if necessary) and go through the closing process. Ensure you understand the legal aspects and financial commitments before finalizing your purchase.


The DVC Resale Market


For those looking to buy DVC at a lower price point, the resale market is an attractive option. Here’s what you need to know:


1. Lower Initial Costs


Resale contracts are typically more affordable than direct purchases. While you may miss out on some member perks, you can still enjoy the benefits of DVC ownership without the high upfront expenses.


2. Restrictions on Resale Contracts


It’s important to note that resale contracts have limitations. They may not grant access to certain Disney resorts or experiences, such as Disney Cruise Line. Make sure you understand these restrictions before committing to a resale purchase.


3. Trustworthy Resale Companies


When buying a resale contract, work with reputable resale companies or brokers who specialize in DVC. Research their track record, customer reviews, and credentials to ensure a smooth and secure transaction.




DVC ownership can be a fantastic way to experience the magic of Disney and other vacation destinations while enjoying the flexibility and long-term cost savings. Whether you choose to buy directly from Disney or explore the resale market, it’s essential to gather all the necessary information, consider your options carefully, and make an informed decision. By following the steps outlined in this guide, you’ll be well-prepared to embark on your DVC ownership journey. So, go ahead, and start planning your dream vacations as a DVC owner!

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